Max 401k Catch Up Contribution For 2024 Over 55. The overall 401(k) limits for employee and employer contributions. Hsa account holders age 55 and older can contribute an extra $1,000, which means an older married couple could sock away $10,300 a year, up from $9,750 this.
The 2024 401 (k) individual contribution limit is $23,000, up from $22,500 in 2023. Total 401(k) plan contributions by an employee and an employer cannot exceed $69,000 in 2024.